Investing Responsibly

Finance in Motion is strongly committed to the principles of responsible finance and investment. We are an institution that operates under a high standard of business ethics with the investments we engage in, and we expect our partner institutions to adhere to and respect these principles.

In July 2010, Finance in Motion signed the Principles for Responsible Investment, that was issued by the United Nations (UN PRI).

The six Principles for Responsible Investment, which are voluntarily followed by the signatories, were developed by an international group of institutional investors.

They reflect the growing importance of sustainability issues for investment decisions and provide a framework designed to help investors take environmental and social issues, as well as corporate governance aspects (environmental, social and corporate governance issues, ESG issues), into account in their investment decisions.

With the signing of the UN Principles for Responsible Investment, Finance in Motion publicly commits to accepting them as an investment manager.

The six UN Principles for Responsible Investment

In January 2011, Finance in Motion signed the Principles for Investors in Inclusive Finance. With this step, Finance in Motion helps shape an inclusive financial services industry that keeps the interest of its low-income clients at its core.

By signing up to follow the principles, Finance in Motion states its commitment to fairly treat and protect the interests of the ultimate client in inclusive finance – low-income private households and micro and small enterprises.

Principles for Investors in Inclusive Finance

The Principles for Investors in Inclusive Finance is the initiative of a core group of investors and Her Royal Highness Princess Máxima, the UN Secretary-General’s Special Advocate for Inclusive Finance for Development. The group developed the principles together with the United Nations backed Principles for Responsible Investment (PRI) and in consultation with CGAP (Consultative Group to Assist the Poor) and other industry players.

In July 2010, Finance in Motion endorsed the SMART Campaign’s Client Protection Principles for microfinance in order to promote the implementation of socially responsible standards and practices throughout the microfinance industry.

Client Protection Principles are designed to protect microfinance clients from potentially harmful financial products and ensure that they are treated fairly. They promote the adherence of MFIs to six pro-consumer principles:

  • Avoidance of over-indebtedness
  • Transparency in pricing
  • Appropriate debt collection
  • Staff ethics
  • Mechanisms for redressing grievances
  • Confidentiality of client data

CGAP's guidelines for incorporating client protection

Finance in Motion has committed to support providers of financial services that adequately protect their clients by incorporating the Client Protection Principles into their screening, due diligence, audits, monitoring, reporting, and governance roles.

IA50 Asset Manager

The ImapactAssets50 is an annually updated list which serves as a gateway into the world of impact investing for investors and their financial advisors. The 50 firms have been selected to demonstrate a wide range of impact investing activities across geographies, sectors and asset classes. 

The ImpactAssets 50 Review Committee selects firms according to a set of criteria developed to ensure that the list includes a diverse set of firms with experience in the field, scale in terms of Assets under Management and investor base, commitment to impact and representing a range of approaches, asset classes and impact areas.